The development of agricultural insurance is still the problem of insurance companies and the third coscoqd

The development of agricultural insurance is still the problem of insurance companies and the third party cooperation We want you deep market! The first 2016 China Potter Rockefeller award officially started! Funds, insurance, brokerage and other financial institutions, information management capabilities which is better? Please click [vote], select the strongest institutions in your heart! Original title: the development of agricultural insurance is still the problem of insurance companies and third party cooperation in cultivating the market each reporter Deng Liping frequent natural disasters so that the industry once again to focus on agricultural insurance. According to the Ministry of Civil Affairs statistics, only in July, flood disasters (including geological disasters) caused by the 29 provinces (autonomous regions and municipalities) more than 1200 counties (city, district) 61 million 209 thousand people affected; crops affected area of 5 million 189 thousand and 800 hectares, of which 1 million 222 thousand and 100 hectares of crops; the direct economic loss of 213 billion 240 million yuan. The number of people affected by disasters, crops affected, the number of damaged houses and direct economic losses were the highest in recent years. Severe floods caused huge losses to agricultural production, although the community is also active in donations, but compared to the loss, such assistance is an utterly inadequate measure. With the agricultural scale management is increasingly evident, agricultural grower once cut or crops, such as agricultural insurance without escort, combat is often "deadly". CIRC data show that in 2015, the agricultural insurance risk protection provided 1 trillion and 960 billion yuan, accounting for about 32% of agricultural GDP; payment of claims 26 billion 8 million yuan, accounting for about 9.7% of the direct economic losses of crops, insurance has become an important source of funds to restore production and rebuild farmers after disaster. For a variety of reasons, the development of agricultural insurance in rural areas is always unsatisfactory, the need for more innovative models to help the popularization and development of insurance. The development of agricultural insurance needs to break through the bottleneck of rural insurance for our country, the upgrading of agriculture, farmers become rich, rural development is inseparable from agricultural insurance. For farmers, rural areas, agriculture, insurance is a regulator, shock absorber, amulet." In the recently held the sixth session of the International Forum on agricultural insurance Chinese, ACFSMC supervisory board deputy director Wang Hanmin said. Despite the obvious effect, but in the past time, the agricultural insurance development situation is not satisfactory. Wang Hanmin said, now our country rural insurance has three problems: one is slow, the insurance damage survey is too slow; two is difficult, difficult to quantify, the rural insurance is very complex, difficult to pay; three low, farmers awareness is low, the amount of compensation is low. The CIRC data also show that insurance accounted for only 1/10 of the economic losses, accounting for still to be improved. In addition, the scope of agricultural insurance coverage is also a low industry has been criticized. In the sixth session of the Chinese agricultural insurance forum, from Heilongjiang Lianxing farmers cooperatives chief representative Han Dacheng said, farmers to rich, insurance problems must be solved, because even now also cooperatives, so large (risk) resistance. But now commercial insurance is incompatible with the needs of our current farmers相关的主题文章:

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